Q&A BREXIT: Can British travellers nonetheless get free medical therapy in Europe?

It’s been 4 years of putting up with all method of hypothesis because the UK voted to go away the EU in 2016. And now that the transition interval is over, a sense treading tentatively nonetheless lingers.

Nevertheless, on the subject of receiving medical therapy inside the EU we do have some readability.

EHIC European Health Insurance CardSince 1973, the 12 months the UK joined the then-EEC, these with an EHIC (European Well being Insurance coverage Card) have been ready to make use of their card Europe-wide and obtain free or very low-cost medical therapy in the identical manner on the native. This association is continuous as regular.

The EHIC, which changed the E111, is due to get replaced by the GHIC (UK World Well being Insurance coverage Card) however when that can occur is unclear.

What has modified since Brexit?

The EHIC card was legitimate to be used within the EU and  Norway, Iceland, Switzerland and Liechtenstein, however the latter four international locations have severed this reciprocal association.

The NHS confirms:

Ghics solely cowl you in EU international locations. They don’t cowl you in Norway, Iceland, Liechtenstein or Switzerland.

The EU international locations (EU27) “advantages in form” are to proceed. This refers to the advantages that “turn into obligatory on medical grounds throughout their keep”. So in case you turn into in poor health throughout your keep in any of the EU27 international locations you’ll obtain well being care. 

When will the GHIC come into power?

The timing is just a little obscure however we do at the least have a reputation – the “World Well being Insurance coverage Card (Ghic)”. 

How do I get one?

Solely apply in case you do not need a sound EHIC card. Proceed to make use of your EHIC till it expires.

You possibly can apply for a UK World Well being Insurance coverage Card (GHIC) on the NHS web site.
Or name zero300 330 1350.  

The NHS remains to be issuing European Well being Insurance coverage Playing cards to EU residents resident within the UK, British pensioners and their households resident overseas, and UK college students spending time at EU academic institutions.

NOTE: The cardboard is free. Don’t use any third-party websites providing to use for a price. 

Can I nonetheless get care if I don’t have a card?

The EU says:

“If the necessity arises, you’ll nonetheless obtain the therapy essential to allow you to proceed your vacation with out having to return dwelling for therapy.”

This implies if yours has run out, otherwise you by no means had one, you’re nonetheless entitled to care however you should apply for a provisional substitute certificates (PRC) to substantiate your entitlement.

Name NHS Abroad Healthcare Providers on +44 191 218 1999 throughout working hours (Monday to Friday, 8am-6pm) to use.

You will want your Nationwide Insurance coverage quantity and the title of the hospital or different medical facility that’s at the moment treating you. The certificates will then be emailed to the clinicians.

So what therapies are coated? 

In case you want emergency care together with pre-arranged medical therapy for particular circumstances – notably kidney dialysis, oxygen remedy and chemotherapy – is roofed, as earlier than.

Do not forget that this is applicable inside the EU27 international locations – Norway, Iceland, Switzerland and Liechtenstein, that are members of the Schengen Space however not the European Union.

NOTE: It consists of routine maternity care, so long as you’re not going overseas to provide delivery.

Does the settlement imply free transit dwelling?

No. The one manner to make sure repatriation is by way of your journey insurance coverage. So it’s nonetheless very important you’ve gotten organized this. Keep in mind, getting dwelling may price many 1000’s of kilos.

Is GHIC a substitute for journey insurance coverage?

The federal government is obvious on this: “EHIC and GHIC don’t substitute journey insurance coverage.”

ABTA, the journey affiliation is emphatic: “Taking out journey insurance coverage is essential whenever you e-book your vacation, whether or not it’s a home break or abroad.”

Journey insurance coverage will cowl cancellations, theft and loss. While you purchase a journey insurance coverage coverage, guarantee it particularly covers the extent of exercise you’re planning – snowboarding as an illustration – and  the international locations you’re visiting 

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